For independent agents and agencies

From quote to carrier in one sitting.

QuoteApplicationSignatureCarrier

Live quoting · real carrier rates, underwriting mode, try it out...

Run a quote

Underwriting mode

One application screen in. All carriers out.

Medicare Supplement · Hospital Indemnity · Dental & Vision · Final Expense · Cancer · Short-Term Care

Moonlight
Moonlight
  • Mutual of Omaha
  • Cigna
  • Humana
  • Anthem
  • GTL
  • ManhattanLife
  • Physicians Mutual
  • American Amicable
  • Foresters
  • Globe Life
  • United American
  • Transamerica
  • Wellabe
  • Heartland National
  • Gerber Life
  • Bankers Fidelity
  • Kansas City Life
  • Baltimore Life
  • and 90 more

How it works

Four steps. No re-typing between them.

The quote you ran becomes the application you fill, sign, and send. Client details move forward on their own.

  1. 01

    Quote

    Live premiums side by side.

    Turn on underwriting mode, paste the client's medical info, and every plan is screened against its own health questions.

  2. 02

    Apply

    Fill the carrier's real, state-specific application right here, no carrier portal. Premium is calculated for you. Required fields and replacement rules are checked before you can move on.

    30 carriers have eApps
  3. 03

    Sign

    Ink on the screen when you're across the table. Text or email a signing link when you're not.

  4. 04

    Submit

    Submit straight to the carrier from the review screen and watch it move from queued to delivered. The completed application stays in your applications table.

Underwriting mode

Know which carrier will approve before you submit.

Paste the client's conditions and medications once. Every plan on the screen is checked against its own application's health questions, and the ones that will decline, rate up or move to a different tier say so right on the card.

Med Supp · 37203 · 65 · Female · Non-tobaccoHistory: “heart attack 3 years ago, atorvastatin, lisinopril, omeprazole”

Run a quote

Underwriting mode

Apply

Finish the application without opening a carrier portal.

Each carrier wants its own portal, its own login, and the same client typed in again. Moonlight keeps the carrier's own state-specific application inside one wizard you already know. 30 carriers have eApps

Below is the real thing, not a screenshot: the Mutual of Omaha Medicare Supplement application for Texas, exactly as an agent fills it.

Live application · Mutual of Omaha Medicare Supplement · TexasDemo — nothing is submitted to the carrier
  • Paste your call notes and Moonlight fills every field it can find in them.
  • The state's version of the form is picked for you, and the premium is calculated instead of typed.
  • Required questions and replacement rules are checked before you can move on.

Signature and carrier submission pick up exactly where the demo stops. Do it with a real client

What's inside

Built around the way an appointment actually goes.

Quoting

All carriers you're appointed with, one screen.

Hide the carriers you don't write and the list gets shorter, not noisier.

  • Med Supp, ancillary, dental, final expense
  • Household and tobacco handling
  • Underwriting mode with knockout badges

eApps

All carriers' applications, one place.

Complete the carrier's own state-specific application inside Moonlight instead of logging into a different portal for each one. Same questions, same form the carrier accepts, one familiar wizard.

  • 110+ products across 60+ carriers
  • State variants picked automatically
  • Premium autofill on every wizard
See all carriers and products

Signature

Sign at the kitchen table or from the road.

Draw it on a tablet in person, or send a one-tap link by text or email and get notified when it comes back signed.

  • In-person ink capture
  • Text and email signing links

Submission

Submitted to the carrier, with a receipt.

One button sends the application to the carrier's new-business intake. Status updates live until the carrier confirms delivery.

  • Carrier submission routes built in
  • Queued, sending, delivered states
  • PDF and delivery log kept per application

Purl

Your own client-facing quote page.

Claim a slug and share a link. Clients quote themselves, fill the application, sign, and send it back to your queue for countersignature.

  • Branded with your name and carriers
  • Applications land in your eApps tab

Embed

Drops into the CRM you already run.

Paste one iframe into your website and pass contact fields in the URL. Completed applications post back to your webhook, signed.

  • Merge-field URL params
  • HMAC-signed webhooks
  • White-label your logo on the embed

Want to see it with your own numbers? Run a quote now

My Carriers

Only the carriers you're appointed with.

Turn on the carriers you write and switch off the rest. The ones you turn off drop out of your quote results and your application picker, so every screen stays limited to business you can actually place.

  • One switch covers quoting and applications — a carrier you turn off stops appearing in both.
  • Saved to your account and waiting on your next login, on any device.
My Carriers7 of 10 on
All carriersShown in Quoting and eApps
  • Aetna SSI
  • Aflac
  • Cigna
  • Guarantee Trust Life
  • Humana
  • ManhattanLife
  • Mutual of Omaha
  • Physicians Mutual
  • UnitedHealthcare
  • Wellcare

Interactive preview with a short list. Your account carries the full roster.See what we write

Your next application can be submitted tonight.